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President's
Message: First the Good News, and Then the Bad News
by Mark Wright, M.D.
I
postponed writing this column until after the American
Psychiatric Association Meeting in Philadelphia so that
I could report to you what I had learned about two issues
of great importance to psychiatrists in Kentucky. The
first is the recent issue regarding malpractice insurance
coverage. The second is prescriptive privileges for
psychologists.
As
you are probably aware, in February, Legion Insurance
Company, the preferred provider for the American Psychiatric
Association Professional Liability company, dropped
to a B rated company. Soon thereafter the Insurance
Commissioner for the state of Philadelphia (where Legion's
home office is located) took over the oversight and
management of the company and placed Legion into voluntary
rehabilitation. The Psychiatrists' Professional Liability
Insurance Program has been working diligently to obtain
quality malpractice coverage for members of the APA.
While in Philadelphia, I met with the chairman of this
program as well as the regional director who is responsible
for Kentucky. I am pleased to announce that coverage
has been obtained from an A++ program. The National
Union Fire Insurance Company will become the new carrier
for the state for Kentucky. I have been in touch with
the Insurance Commissioner's office to encourage an
expeditious processing of this company such that coverage
may be continued for psychiatrists in a fluid manner.
As policies with Legion come up for renewal, the policyholder
will be re-insured by The National Union Fire Insurance
Company. It should be noted that Legion is NOT IN RECEIVORSHIP
and NOT IN BANKRUPTCY at this time.
In
most instances, since the majority of policies are of
the claims made type, there will be no need of a tail
to cover previous events; that is, the insurer covering
at the time of the claim is responsible for the claim
even if its occurrence preceded the period of the policy.
If you have further questions regarding this issue,
The Psychiatrists' Program can be contacted directly
at 1-800-245-3333, or visit the company website at apa-plip.com.
It should be noted that an increase of 30% in coverage
prices is expected.
The
second issue that was a hot topic of discussion in Philadelphia
is the recent event in New Mexico. Despite the concerted
efforts of the American Psychiatric Association and
the American Medical Association, psychologists were
granted prescriptive authority in the state of New Mexico.
It seems that an important development in this occurring
was the agreement of family physicians to become supervisors
of psychologists wishing to prescribe medications. The
law requires 400 hours of supervision of a minimum of
100 patient cases by a physician. After a two-year period,
the psychologist may apply for independent prescribing
privileges, WITHOUT PHYSICIAN SUPERVISION. Of note is
that although psychologists made the issue of receiving
prescriptive privileges an issue of access to mental
health care in rural areas, attempts to limit psychologists
prescribing to rural areas was always met with great
opposition by the psychologists.
The APA will continue to monitor this issue in New Mexico
as well as in the rest of the United States where this
is surely to become an important issue as psychologists
push for prescriptive privileges in other states. As
a psychiatrist, it will be important that each of us
take an active role in talking with elected representatives
on both a state and national level about this very important
issue in health care. As a psychologist who returned
to medical in order to train APPROPRIATELY to prescribe
medications, I believe it is imperative that everyone
has a the right to have medication prescribed by a physician.
To paraphrase an American Medical Association slogan,
psychologists prescribing medication is a prescription
for disaster.
At
the risk of sounding melodramatic, it must be stated
that now, more than any time in recent years, the Kentucky
Psychiatric Association and the American Psychiatric
Association need the participation of every practicing
psychiatrist to fight for the rights of those who require
competent psychiatric treatment. We owe this to our
patients, their families, and our colleagues who rely
on our medical expertise in facilitating the mental
health of the citizens of Kentucky. If you are not a
member of the KPA, I invite you to join your fellow
psychiatrists in an organization that is pursuing the
best interest of psychiatric patients.
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